MortgagX

About Us

At MortgagX, we're looking to shake up the world of mortgages with our online platform that helps you find the right mortgage for your circumstances. MortgagX offers a guided approach to mortgage advice that brings together technology such as artificial intelligence (AI) to automate administrative tasks. Our platform also helps by providing a suite of resources to help you understand the best path to purchasing your own home.

Our work at MortgagX is more than what we can do for customers today - we are committed to continuous innovation and improvement in the mortgage industry. Our vision extends beyond the present solutions; we aim to be a positive change for the future of the mortgage industry. As technology evolves, so will our services, ensuring that we remain at the forefront of providing customer-centric mortgage solutions.

We envision a future where obtaining a mortgage is not just a transaction, but a seamless, empowering experience. Our commitment to this vision drives us to explore new technologies, adapt to changing market needs, and above all, listen to our customers. With MortgagX, we want the future of mortgage lending to be more than just about houses; it should be about building homes and dreams.

If you would like to learn more about how MortgagX works or have any questions about the mortgage application process, please feel free to contact us for guidance.

What is MortgagX?

MortgagX is a digital mortgage advisory service that makes it easier to find the right mortgage product for your circumstances. We bring together powerful AI technology to offer a fast, convenient way to source and secure a mortgage that suits you.

MortgagX grew from the work of WIS Mortgages, which began in 2016 as a mortgage advisory service. We found that the mortgage industry was growing increasingly complex and often relied on slow, manual processes to function. This was beginning to have a profound effect on the speed of completing mortgages and was making it harder for people to understand the mortgage process. So, we decided to change all of that with MortgagX.

How MortgagX Helps With Mortgages

MortgagX has been developed with the aim to speed up every aspect of the mortgage process - from finding the right one to finalising the deal. We have been working with customers for nearly a decade in the mortgage industry, which gave us interesting insights into the problems people face when applying for a mortgage.

We listened to customer frustrations and designed MortgagX into what it is today - an AI-driven platform geared towards a faster, more transparent mortgage process. At MortgagX, we're not just in the business of helping you find mortgages; we want to offer guidance, peace of mind and clarity every step of the way.

Our Solutions at MortgagX

MortgagX uses AI technology and up-to-date guidance to simplify and streamline the mortgage process for customers. We have aimed to tackle the main issues faced during a mortgage application as a way to make mortgages more accessible. Here's how we do it:

AI-Driven Customer Support and Admin Automation

We have harnessed AI to offer a more personalised and intuitive customer support experience. Our AI systems are trained to understand and respond to a wide range of queries, providing quick and accurate answers. This technology also helps with administrative tasks, automating processes that traditionally require hours of manual input. The result is a significant reduction in processing time, enabling us to focus more on individual customer needs.

Seamless Integration of Systems

Our solutions also integrate multiple systems to enhance the customer experience. We leverage open banking to access financial data securely, ensuring a more accurate mortgage affordability assessment. Our advanced product sourcing tools also allow us to match customers with the most suitable mortgage products available quickly and effectively.

Minimising Documentation and Streamlining Submissions

One of the most intimidating parts of mortgage applications is the lengthy paperwork. At MortgagX, we've added a new level of convenience to this process. By digitising and automating submissions, we've made it faster and easier to understand. This digitisation not only benefits the customers but also contributes to a greener, more eco-friendly approach.

Prioritising Data Security

Data security is an issue that is only going to grow in significance, so at MortgagX we have placed a strong emphasis on protecting our customers' information. Our systems are designed with robust security measures, ensuring that all data is handled with confidentiality and integrity.

Why Choose MortgagX?

Choose MortgagX for a mortgage experience that's as unique as your home-owning journey. Our novel approach, commitment to customer service, and unwavering focus on security make us the ideal partner in your journey to homeownership. We're not just a mortgage advisor; we're your partner in turning your dream home into a reality. Experience the MortgagX difference today and step into a future where finding the right mortgage is effortless, secure, and tailored to your needs.